Ethics complaint

First of all, this is an ethics complaint and not a legal pleading. I learned in business school that an ethics violation is What if it shows up on the front page of a newspaper? How will it hurt our business and, by association, those responsible?

This differs from the traditional legal interpretation of an ethics complaint, I understand. But I also studied law, most memorably in the justice department main library, given that I worked across the street at FBI headquarters. Therefore, I will begin by recounting the incidents relating to Ms. Schafer and her co-conspirators at the Moore Law Group.

I realize that Moore Law Group is not just a debt collection firm, they are a debt collection law firm that specializes in this. It is expected that they will be unwanted and disliked, as well as aggressive and competent in their niche. Nonetheless, as attorneys, they must answer to the law and their ethics. Is it as simple as choosing a better grade of client? In this case Bank of America has committed offenses ranging from theft, to harassment, to lying to law enforcement. This complaint is only about ethics exposure for Ms. Schafer.

Finally, to end this preface, that is why it is being filed now, prior to court or legal rebuke to her efforts. This is an ethics complaint: Ms. Schafer should not have done what she did.

EDIT/Update: Bank of America dropped all three lawsuits against me when I responded to the court.

part of the story

The Family House.

I am beginning to piece it together. It has been almost nine years.

My mother is still alive, and probably my father too. The houses spread around the country range from about $350K to close to six hundred. Then there is a condo in Florida worth maybe $400K more, with $1,000/month in taxes and homeowner’s fees, plus hurricane insurance.

Only the nicest guy in the world wouldn’t care at all about the money.

I confess. I am that guy.

It is a total wipeout.

Hunter S. Thompson

Hunter S. Thompson: They’re not laughing with you.

If I was a woman, and if Hunter Thompson wanted to marry me, I might make a list.

You are not going to shoot guns around this house. No drinking all day, every day. There will be no talk of suicide, at least not around me.

I could go on, but it is one of those things that is not even close.

The fun facts are something, particularly around Oscar Acosta–passed the bar at 31 and dead/lost at 38. For Thompson it was really just just Hells Angels, then Las Vegas, some out of the mainstream political reporting, and that was it in terms of his lasting writing career. The rest was fluff turned into a thirty-year record of disgrace.

Nowadays it isn’t a revelation at all to think just about every politician is a swine or bastard. It is not even news. The record is there with Thompson and his estate and others have produced books of letters, stories, novels, and other published or never published items. That is the writing side, and more continues every year in terms of fluff too.

The best insight in the post-Thompson era has come from Juan Thompson and Marco Acosta; maybe Sondi Wright (“great body” she said; and five miscarriages).

Our national nightmare

He makes points that linger. There are some good sentences and some really bad ones. Proofing would have helped. Once he tries to “reconnect” with someone through the column. There are too many one sentence paragraphs.

Most importantly, it is amazing we survived. Some states went for him. It was scary-close.

I think or write about customer satisfaction a lot. If I were to go back to consulting, that is what I would do. Friedman is right that it is huge and lasting when anyone surprises to–not on–the upside. Another way to put it is exceeding expectations. It is true that Trump rarely if ever did that, but that is an underlying theme in his persona and communications. He is, as the author states, first and foremost a liar.

Friedman hits it right on the button in that it got worse. It is hard to understand the derangement of his personality. Former chief of staff (name) characterized the former president as the most prolific liar he has ever seen. His niece Mary–author and psychologist–describes him as in constant need of approval.

Hence the following and the gang. It is, but for the most part was, a cult with Trump as its narcissistic leader. They followed the ever-worse lies it is true, but Friedman stopped way short in that it descended into unrepentant violence. It was not just lies, it was an attack and threats still loom.

The real stars of the current version of the history, aside from nationwide voters, are big tech and it was a welcome surprise for sure. Jack Dorsey made a momentous decision. Whoever imagined that Mark Zuckerberg would step up? And even Jeff Bezos has been tacitly behind the transition.

Power collided with power and Trump lost. These are extremely wealthy and powerful men, not unlike Trump in that respect. They have also learned to… How do you say it? You don’t thrive or even survive through deception. When you have lost, you have lost. Sometimes you have to work with and get along with others. Finally, as a leader, you must do things for the greater good, not just yourself.

The other thing that Friedman didn’t mention–or perhaps he and I’m sure others have elsewhere–is that Washington, D.C. is a transitional place. Romney, McConnell, Sasse, and other free-thinking Republicans recognize the shift, some sooner than others. The coattails are no longer…

The king is dead, finally. Long live the King.

Dave Kroupa

I’ll go in order of who was hurt most. Cari Farver is first because she was murdered then dragged through the mud for years by the perpetrator. Then there is Mr. Kroupa, second. After that I lose count and it is unfair to try and rank and order them; they include Nancy the mother, Max the son, Kroupa’s former common law wife, and more.

On the perp side there is only one person: Shanna Liz Golyar. At one point a man called Nancy (Last Name) to say Ms. Farver was at the shelter but likely he was duped. Golyar had no accomplices.

What I can add is you have to look at the whole thing. It is a look into Omaha and western Iowa including Council Bluffs and Macedonia (pop. 126).

have to finish skimming this.

Happy Thanksgiving

I looked at this blog a few days ago and said to myself, I have to stop writing about these Dateline and true crime stories that grab my attention. I’d rather do my own investigating instead of rehashing things on discussion forums everywhere. Besides, I’d rather write my own story. This is it.

Have you ever seen the movie The Cider House Rules? I wake up most mornings and say “Pete, you are a star.” It is hard to explain why. I am not bragging and I am only a little narcissistic. It is not intentional either.

I am thankful.

If I had a family I would be thankful for that. While I am always looking to change that, I am very grateful for the things I have. These include things that are not original, such as health, decent looks still, a modicum of wealth, and a very nice home.

I am a complainer, meaning if there is a crime or crummy merchant, or invasion of what I consider my rights, I will let people know. I’ve become very good at it–if I could describe my relatively short career I would describe it as survey research and customer satisfaction. I have the best education I could obtain in my chosen field and although retired still continue it today. I worked at the FBI. It is something to be proud of and an exceptional learning experience for the rest of one’s life — I worked in the director’s office and had a top secret security clearance.

I read a quote recently from Mark Cuban of β€œTo me, my goal was to retire because I wanted my time to myself.” That is how I feel. But I would expand it to say I wanted the time for myself and the people I care about.

Back to my Thanksgiving story… while I am still a complainer, I have learned to manage it, do it less, and to rid my soul of what I for some reason need to do, in a more compassionate sense. I will say my peace and move on, for the most part. I will even pay for it and and then drop it, but it will never be outright complacency.

I have always felt that removing stress is important, and I would add that to the Cuban quote as well. I am grateful that I have learned to do that and treat others with respect at the same time. This took me a while. First I learned and expressed empathy, and that helped. Then I learned forgiveness, and that built on it.

Through the course of Covid I am well-equipped–I have high-speed internet, computers, videos, stores nearby, and a driveway made for ecommerce. I am content for periods of time writing, reading, and learning. While I refuse to be a “Mountain Man” in the derogatory sense I have heard, I can pass for that if necessary.

It is not feigned, I wake up happy. First, I sleep well; I would rather it is not alone, but I do. Then, it is usually sunny, sometimes it is snowy, and not infrequently, I have to do it with energy and rouse the elk out of my yard. Yesterday I mailed two very good letters and I received one saying a suit against me may be in the works. The latter was not a surprise and I know how to deal with it. I have more to do today. Tomorrow I will wake up write a review for my blog on the Michigan-Penn State game.

A few days ago I reread the introduction to The Prince of Tides for probably the twentieth time. I haven’t done that in a long time. And while my home is filled with books, I have not done a lot of reading them in a while either.

I have forgiven the sins of my family. It is a little late maybe, but I am thankful for it — my forgiveness, not the sins. My education, particularly in psychology and anthropology, helped me a lot, and I am grateful for that too.

A part of the dilemma, I found, was how to do it without blaming anyone. I mean, I did it–the gratefulness–and I earned it. It is hard to even explain it, or express it and at the same time I am doing it for them, or for you, or for someone else. That is the way I feel, and Happy Thanksgiving.

P.S. I lost 15 pounds and am on my way to my goal of 30. 60 and obese is no way to go through life. I did it by not eating pastries and not eating (as much) pizza and eating soup instead. I am upbeat about that too. It is nice to enjoy exercise and activity.


Anxiety and depression: The facts 

What causes depression?

Research suggests that continuing difficulties – long-term unemployment, living in an abusive or uncaring relationship, long-term isolation or loneliness, prolonged work stress – are more likely to cause depression than recent life stresses. Personal factors like family history, personality, serious medical illness and drug and alcohol use can also play a part. 

What are the signs and symptoms of depression? 

The signs and symptoms are wide and varied, but can include not going out anymore, not getting things done at work or school, withdrawing from close family and friends, relying on alcohol or sedatives, not doing usual enjoyable activities and inability to concentrate. Other signs include feeling overwhelmed, guilty, irritable, frustrated and lacking in confidence.

What causes anxiety?

Some people who experience anxiety conditions may have a genetic predisposition towards anxiety and these conditions can sometimes run in a family. However, having a parent or close relative experience anxiety or other mental health condition doesn’t mean you’ll automatically develop anxiety. Research suggests that people with certain personality traits are more likely to have anxiety. For example, children who are perfectionists, easily flustered, timid, inhibited, lack self-esteem or want to control everything, sometimes develop anxiety during childhood, adolescence or as adults. Anxiety conditions may develop because of one or more stressful life events. Common triggers include a change in work, living arrangements, pregnancy or giving birth, family and relationship problems or major emotional shock.

What are the signs and symptoms of anxiety? 

While each anxiety condition has its own unique features, there are some common symptoms including:

Physical: panic attacks, hot and cold flushes, racing heart, tightening of the chest, quick breathing, restlessness, or feeling tense, wound up and edgy.

Psychological: excessive fear, worry, catastrophising, or obsessive thinking.

Behavioural: avoidance of situations that make you feel anxious which can impact on study, work or social life.

Source: Beyond Blue

‘People do not feel better when you say “what doesn’t kill you makes you stronger” and “everything happens for a reason”,’ Zachery said.

Other quips that fall into this bracket include ‘keep calm and carry on’, ‘get over it’ and ‘time heals all wounds’, the doctor said.

Zachery revealed the signs that might help you to know whether something is wrong with someone:

‘There are five signs you should check in on someone’s mental health,’ he said.

The doctor highlighted that if they say they are always ‘busy’ or express being ‘overwhelmed’ by things, then you should definitely check in with them.

Zachery added that if you work with or know someone who says they are ‘tired’ the whole time, then that is often a sign that their mental health is struggling.

‘If they are going through a difficult life event like divorce or unemployment, this can often be a time when people need extra help,’ Zachery said. 

Similarly, if they always ‘brush things off’ that you say or seem emotionally distant, then there might be more wrong than meets the eye.

Finally, the doctor said if a friend or family member is disengaged in conversation, especially on something that they are usually passionate about, then this might mean they are struggling.

Thousands who saw Zachery’s post were impressed with it, writing ‘love this, thank you so much’ and ‘always check in on the ones who check on you’.

‘Broken patterns are another good sign to check in,’ one commenter said.

‘Sometimes they are subtle. 

‘Other times, it’s obvious, like not showing up to school or your job.’